Alyssa Alvarez | Realtor | Luxe Realty Group

SAVING YOU TIME AND MONEY.

BUYER'S QUESTIONNAIRE

If you're ready to start touring homes and want to get your home buying journey started immediately, fill out this brief questionnaire to help us gather the right information to get you into your new home in the easiest and smoothest way possible.

FAQ'S FOR HOME BUYERS

Buying a home is a process. From pre-approvals, market research, showings, to negotiations, the journey of buying a home can easily prove to be an upward battle.

We hope to help make that process easier and more efficient for you. Our goal is to help you save time and money, so that you can focus on the higher priority items in your life.

Homeowners may have different reasons for selling their home. Maybe they are ready for something new or want to downsize. Other homeowners may just want to expand their portfolio or acquire an investment property.

If you want to put up a high downpayment and secure good interest rates on your next mortgage, selling is encouraged.

If you can afford the downpayment for your new home and want to wait until the market changes, you don't have to sell your home.

Talk to a real estate agent about your options (or a financial advisor about turning your current home into an investment property.)

Should I sell my home before buying a new one?

The most important thing to do before you actually go shopping for a home is getting pre-approved.

It's incredibly important to understand how much you can actually afford in order to create a better game plan.

Working with a trusted lender will help create an easier process for you in the long run, as many sellers may require buyers to be pre-approved before seeing the home.

The best place to find a lender is getting recommendations from a trusted real estate professional.

What is the first step for buying a home?

What should I expect in cost when purchasing a home?

Prepare To Have Funds For:

Down Payment
Closing Costs
Earnest Money Deposit (Will go towards your down payment)

Have more questions?

I would love to chat! There are many programs that offer assistance and I can recommend great lenders that can help based on your specific needs!

Earnest money is put down before closing on a house to show you're serious about purchasing. It's also known as a good faith deposit.

When a buyer and seller enter into a purchase agreement, the seller takes the home off the market while the transaction moves through the entire process to closing. If the deal falls through, the seller has to relist the home and start all over again, which could result in a big financial hit.

Earnest money protects the seller if the buyer backs out. It's typically around 1% – 3% of the sale price and is held in an escrow account until the deal is complete. The exact amount depends on what's customary in your market. If all goes smoothly, the earnest money is applied to the buyer's down payment or closing costs.

What is an earnest money deposit?

THE JOURNEY OF BUYING YOUR HOME

MEET WITH A REAL ESTATE PROFESSIONAL

You will need pay stubs, W2's, and bank statements. Knowing what you can afford is critical to a successful home shopping experience.

The fun part! Your agent will schedule showings and help you find the perfect home for you.

Not all real estate websites are the same. Your real estate professional has tools and systems to ensure you see every available home that meets your criteria.

Discuss the type of home you're looking for, including style, price, and location.

As the home buyer, your agent's commission is paid by the seller of the home in almost all circumstances. This means your representation costs you nothing.

NEGOTIATIONS & CONTRACT

You and the seller have agreed to the price and terms. The home is effectively held for you until closing.

Your agent will prepare the offer based on the price and terms you choose.

It may take a few tries to get it just right, but hang in there. You're. on your way.

In most cases the contract provides you with a timeline to obtain financing, as well as time to inspect the physical condition of the home. Your real estate professional will inform you of all of your rights and responsibilities related to the contract.

Perform due diligence, order the appraisal, conduct an inspection, and review terms with the lender.

You will be finalizing your loan, reviewing documents and discussing the findings from the inspection. Your agent will be managing this entire process for you.

This is the transfer of funds and ownership.

A title company or an attorney typically acts as an independent third party to facilitate the closing.

I am here to help answer any questions you have. Looking forward to meeting you!

Alyssa Alvarez

REALTOR & Homes For Heroes Specialist

DRE# 02202740

alyssa@luxegroup.com

925.300.8425

PATIENCE. COMPASSION. PERSEVERANCE.

Honest. Hardworking. Kind. These are just a few words clients frequently use to describe Shannon Hooshmand. A Bay Area native, Shannon is personally familiar with the area. Having lived here her whole life, you'd be hard-pressed to find someone more knowledgeable of (not to mention passionate about) its many charms.

Shannon specializes in serving many areas such as San Ramon, Danville, Alamo, and Walnut Creek. She finds joy in introducing people to the rich character and tight-knit community feel that these areas have. From young professionals to families to retirees, the Danville area has a diverse array of people who enjoy the quaint and quiet feel of the suburbs along with the tight knit community that the town has to offer.

While earning a business degree and marketing minor at Golden Gate University, Shannon began working as a manager at a Mexican restaurant. The owners happened to own a real estate business as well, and although it was strictly family employed at the time, once they observed Shannon's unparalleled work ethic, positive attitude, and business acumen, they quickly realized she would be an excellent asset and invited her to get her license and join the team.

After working with the family for two years, Shannon felt that she was ready for the next chapter of her life which ultimately led her to Luxe Realty Group, a boutique real estate firm located in the Bay Area. Although Luxe is a smaller company, it is nothing short of a force. Having a strong and reputable team behind her, Shannon is confident that she has the ability to provide immeasurable value to her clients.

Shannon prides herself on treating every client like a member of the family, taking special care to make them feel supported and encouraged every step of the way. Being involved in one of the biggest moments of her clients' lives is not a responsibility she takes lightly, and she feels honored to be with them on the journey every step of the way. Trustworthy and honest, Shannon's approach is one infused with patience, compassion, and perseverance.

An entrepreneur since childhood, when Shannon isn't working, you can find her pursuing her passion for beauty products by developing a line of bath items with her mother as well as opening an assisted living facility with her partner. Some of Shannon's other favorite pastimes include meditation, traveling to her favorite scuba diving locations including Mexico and Australia, and spending time with her family and newborn.

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